A home inventory is a precise documentation of your personal belongings, all combined in a print portfolio and cd with descriptions, pictures, video (optional) and appraisals when appropriate.
Just like having home owner's insurance, car insurance, health insurance and life insurance, it is better to have it and not need it, than to need it and not have it.
The reality is we live in a fallen world and bad things happen. We do not like to think about such things. We prefer to assume that a catastrophe or a disaster will not happen to us. However, depending on wishful thinking and luck is not the best strategy.
Being prepared in the event of a disaster or catastrophe is the best defense.
A: Call your insurance company. Your insurance company is going to ask you for an inventory of your belongings.
Ask yourself the following questions:
Insurance Claims - Speeds up the claims process. Simply hand them a copy of your portfolio/cd and it will be much appreciated by the adjuster.
Insurance Coverage - Confirms you are not under insured.
Estate Planning - List your beneficiaries for each item. No added stress or bickering between family members.
Moving Out/In - Are you moving, get a moving or complete inventory before you pack and when you arrive at your new destination you can check items off the list.
Financial Advisors - Know your actual net worth with all assets being documented.
Legal Matters – Getting ready to go through a divorce? Divide your assets equally.
Property Management / Landlords – Document conditions before a tenant moves in and condition before they get their deposit back.
“Home Safe Home Inventory is a wonderful company and offers a great service. Steve takes pride in his work and offers great advice concerning your home and the contents in and around it. While working with Steve I found him to be very polite and friendly and very careful with the items he is working with to inventory. He takes pride in his work and values your possessions just as if they were his own. I was very pleased with the product and service he gave and found it well worth the money. I was aware of what I was paying for and satisfied with that but after he suggested I increase the amount of insurance coverage with my homeowners policy because I had it under insured I was impressed. I was also relieved when he sent word out that my GE dishwasher was not one of those that had a recent recall. I was not aware that there was a recall at the time so it came as a surprise to me. It was nice to know that someone was looking out for my possessions and took the time to research his data for such things. Steve is a wonderful Christian man with a heart of gold. Thanks Steve.” Lorie R. ~ Cumberland County, NC
"I knew doing an inventory of our home was a good idea, but I couldn’t have realized just how valuable an exercise this would be until Steve came in and got to work with us. Now we have a clear picture of the contents of our home, adjustments in our insurance that need to be made, and a real record of everything we own, with all the pertinent information we would need in the event of a loss, big or small. I can’t imagine any household that wouldn’t benefit from this very valuable service. Thanks, Steve!" Sabrina R. ~ Fayetteville, NC
"Steve does a great job! I was amazed at how thorough he is and how much stuff we actually own! Would recommend him for sure!" Christi H. ~ Fayetteville, NC
Home Safe Home Inventory, LLC
P.O. Box 87602
Fayetteville, NC 28304